Virtual CFO Services

We provide high-level financial leadership and operational support to transform your finance function into a strategic asset. From designing robust accounting systems

Direct & International Taxation

Our taxation services provide a cohesive strategy for domestic clients and NRI's ensuring rigorous adherence to evolving tax statutes while minimising liabilities.

GST Advisory & Compliance

Our GST services offer a comprehensive approach to indirect tax management, emphasising seamless implementation, rigorous compliance, and strategic impact analysis.

Corporate Law
Services

Our Corporate Law services provide end-to-end support for the entire business lifecycle, from initial entity formation to complex structural reorganisations. We ensure your

Audit & Assurance Services

Our audit and assurance services prioritise financial integrity and regulatory precision through a risk-based methodology tailored to specific industry needs. We deliver...

Digital Advisory & Transformation

Our digital advisory services bridge the gap between legacy operations and modern technology by embedding intelligence into your business DNA. We focus on practical AI

 
     
   
 

Career

 
     
   
 
Independent Chartered Accountants Firms

50+ Years of Combined Leadership Experience

Get to know us

C M Lad & Co and Lad & Associates are two independent Chartered Accountants firms built on a foundation of ethics, integrity, and excellence. Together, the firms bring over 50 years of combined leadership experience and collaborate in knowledge sharing and professional excellence while remaining independent legal entities. As trusted advisors and strategic partners to new-age startups, MSMEs and family-owned businesses, we are committed to delivering practical, value-driven solutions tailored to our clients' evolving needs.

 
     
   
 

Why Clients Trust Us

Driven by a legacy of excellence, our team brings together seasoned experts with deep domain knowledge and diverse industry experience. We leverage this collective professionalism to provide high-value solutions, ensuring every client receives the precise, dedicated service they deserve. Meet the leadership driving our firms success.

Experience Aligned with Evolution

Decades of practical wisdom seamlessly integrated with modern regulatory, tax, and advisory expertise.

Strategic Oversight with Agile Delivery

Strong governance, risk management, and mentoring complemented by efficient, technology-enabled execution.

Enduring Trust & Continuity

Generational leadership ensuring consistent quality, stability, and long-term client confidence.

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Work With Us

We nurture and cultivate a sense pride in the work and create team leaders.

What's New

RBI seen holding rates even as retail prices top inflation target.

Event Calendar

Payment of TDS/ TCS deducted/ collected in February.

Timesheet

Timesheet allows you to plan, track, collaborate, and execute projects.

 
     
   
 

Our Professional Team

Chandulal Lad
Chandulal Lad
B.Com., F.C.A., DISA
Deepika Lad
Deepika Lad
B.Com., F.C.A., DISA

FAQ's

Accounting services in Mumbai may include bookkeeping, financial reporting, cash-flow management, budgeting, payroll accounting, and statutory compliance. The requirements depend on the business structure, size, and industry.

A virtual CFO provides financial strategy and management support without requiring a full-time CFO. It can include cash-flow planning, budgeting, MIS reporting, financial analysis, and business performance monitoring.

Tax services may include income tax filing, tax planning, TDS compliance, tax audits, advance tax, and assistance with tax-related matters. Applicable requirements depend on the nature and structure of the business.

GST compliance generally includes registration where applicable, proper invoicing, maintaining records, filing GST returns, and claiming eligible input tax credit. Businesses must follow the applicable GST rules and filing timelines.

A statutory audit examines financial statements according to applicable legal requirements. A tax audit focuses on information and reporting requirements under income tax law. The purpose and scope of the two audits are different.

International taxation deals with income or transactions involving more than one country. Tax treatment can depend on residential status, source of income, tax treaties, cross-border transactions, and applicable Indian tax laws.

Corporate law compliance may include annual filings, maintenance of statutory records, board procedures, financial reporting, share-related compliances, and filings with the Registrar of Companies.

Financial due diligence helps evaluate a company's financial position, liabilities, tax exposures, cash flows, and potential risks before an investment, merger, or acquisition.

Digital advisory and financial dashboards can help businesses analyze financial data, monitor key performance indicators, track cash flow, and improve reporting for better management decisions.

AI and technology can automate repetitive accounting processes, analyze large volumes of financial data, reduce manual errors, and provide faster access to business insights while requiring appropriate controls and data security.
 
     
   
 
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